How to create a Wise bank account without phone number

Posted on 24/10/24 02:21 pm

Opening a Local Bank Account in Poland: What You Need to Know

Opening a local bank account is one of the most important tasks when moving to another country. Without it, simple activities like installing home internet or signing a cell phone contract can become difficult. These tasks play a significant role today, making opening a bank account a priority on your to-do list.

Banking systems vary from country to country, so it’s essential to consider several factors when opening an account in Poland.

Why Choose Wise?

Wise (formerly TransferWise) is a payment system designed for fast money transfers between countries, featuring a fixed exchange rate and low fees. Its commissions are 2-3 times lower than those of traditional banks. With Wise, when someone makes a transfer, it’s not money being sent but rather a message indicating that you can send funds to the recipient. This process saves on fees and speeds up transfer times, with some international transactions completing in just minutes.

Benefits of Using Wise

By opening an account with Wise, you can:

Receive money from 80 countries.
Send money to 80 countries.
Store and exchange money in 54 currencies.

Wise supports both personal transfers to family and friends and business transfers for paying goods and services. There are no account opening or maintenance fees; you only pay a fixed fee when making a transaction. Additionally, there are no hidden fees for currency conversion, unlike conventional banks. This transparency can save you 2%-4% of the transfer amount.

How to Create a Wise Account

Registration is straightforward:

Follow this link. My language in the screenshots is English, but you can choose Russian or Ukrainian. Click “Register” or “Get started.”
Enter your email address.
Choose the type of account: personal or business.
Select your country.
Confirm your phone number. If you do not have a local phone number for registration, you can create an account using a virtual number. There are many websites that sell virtual numbers, one of which is SMSOTPVERIFY. On this site, you can buy a phone number.

After registering, you’ll be directed straight to the money transfer process.

Registering Without a Phone Number

To use the service, you need to confirm your phone number. If you lack a local phone number while registering, you can create an account using a virtual number. Many sites offer virtual numbers, including SMSOTPVERIFY. On this site, you can purchase a phone number from over 200 countries. Choose the appropriate country to register on Wise, then buy a number from that country. After entering the number, you will receive a confirmation code. You can view the code sent to your purchased number on the SMSOTPVERIFY website. Enter the code to complete your registration.

How to Receive Money via Your Wise Account

Let’s look at how to receive money through Wise in practice. There are two ways:

The sender creates a Wise account, provides our usual bank account details, and sends the money using the information Wise provides. We then receive the funds in our bank account.
We create a Wise account and receive details in different currencies within the account. We share the generated details with the sender, who will then send the money. The funds arrive in our Wise account, and we can withdraw them to our bank account.

Back to Blog