How to Create AliPay Account without a Phone Number?

Posted on 06/11/24 12:02 pm

Need to Register an Alipay Account but Don't Want to Compromise Your Personal Phone Number?

In this article, we will explain a method for verifying Alipay without using a phone number. Additionally, we will discuss the distinctive features of the payment system, how to use the app both in China and internationally.

What is AliPay?

AliPay is the largest payment system in China and one of PayPal’s main competitors globally. AliPay is owned by the Alibaba Group, the largest Chinese corporation.

Initially, for foreign users, the primary function of this payment system was to pay for purchases on AliExpress and Alibaba. However, in 2017, AliPay terminated its contract with AliExpress and is no longer a guarantor of seller-buyer transactions on these sites.

Since that time, the main focus of the payment system has shifted. The parent company decided to repurpose AliPay and turned it into a system aimed at providing Chinese tourists with the fastest and easiest way to make payments while traveling abroad. Despite the fact that over 8 million merchants worldwide accept AliPay, only Chinese citizens can fully use the payment system. To access all functions, you must confirm your citizenship.

How to Use AliPay & How Does it Work?

AliPay is a mobile application that allows users to make payments simply and quickly using a digital wallet. You can either download the AliPay Wallet on your smartphone or use the web version.

You can link your bank card to AliPay or replenish your wallet balance using services like Western Union, etc. In the latter case, a transaction fee is charged, which can reach up to 1.2%. However, this is still much lower than PayPal’s fees.

To pay for a purchase with AliPay, simply select the appropriate payment method at checkout in the online store and confirm the transaction. The convenience of AliPay lies in the fact that you don’t need to enter your bank card details every time you make a payment, as they are already stored in the system.

However, users may face some difficulties, such as funds being frozen in their digital wallet, making it difficult to withdraw money.

For non-Chinese users, creating an AliPay account is still relevant if you are planning a trip to China.

Additionally, Chinese restaurants and shops around the world support AliPay, so you can use this system even outside China. For example, you can use it to pay your bill at a Chinese restaurant or shop at duty-free stores in airports. However, these locations are still somewhat limited globally.

How to Use AliPay in China?

In China, AliPay supports the feature of paying via QR codes. There are two options for users:

In the app, the user generates a personal QR code and shows it to the cashier on their smartphone screen. The cashier scans it, and the money is debited from the account.
Customers can generate and print a receipt with a QR code using the cash desk, which is equipped with a special PIN-Pad. To make a payment, the customer then scans the receipt with the app.

In China, AliPay not only allows for payments in physical and online stores, but it also offers a wide range of functionalities that connect various aspects of modern life.

So, here’s what Chinese users can do with AliPay:

Buy tourist tickets
Buy train tickets
Order a taxi
Book a table in a cafe or restaurant
Buy cinema tickets

Additionally, AliPay is also a social network for the Chinese, where they can chat with friends, subscribe to their posts, or split restaurant bills. You can also find discounts and promotions from nearby stores. With such a broad range of functions, it’s no wonder that AliPay registration has become a necessity for people in China.

Is AliPay Safe to Use?

What sets AliPay apart from other payment systems is that if the user’s account is hacked, the platform guarantees a full refund of all transactions.

The platform has up to a month and a half to process the refund. Once a refund application is submitted, AliPay guarantees that the refund will be completed within five business days.

Regarding user data safety, it is worth noting that AliPay’s parent company, Alibaba Group, is actively working on innovative solutions, such as introducing facial recognition for payment confirmation. This will further enhance the security of user data.

On the matter of biometric security for mobile payments, AliPay is partnering with Chinese facial recognition startup Megvii and Huawei Technologies.

AliPay Registration Features

Although AliPay registration is fairly standard, there are a few important details to keep in mind:

If you register AliPay as a Chinese citizen, you will need to provide a Chinese identity card to fully access the app’s functions.
When bypassing the AliPay registration process, the primary access key to your digital wallet is your email address.
Additionally, to verify your account, you will need to submit a phone number.

How to Verify Your AliPay Account

According to the platform’s terms, it’s not mandatory to complete your profile when creating an AliPay account, but it is recommended to do so in order to reduce the risk of your account being blocked in the future. To complete the verification, follow these steps:

Go to the “Me” tab, the rightmost tab in the lower horizontal menu, and click on “Identity Verification” in the settings.
Select your country from the list, then enter your identity card or foreign passport number, your first name, and last name. Upload a photo of your identity card.
A notification will appear saying that you need to fill out your profile before using the service. Press the blue “Verify Now” button at the bottom of the screen.
In the form that appears, fill in your name as written in your identity card, your date of birth, ID number, and the document’s expiration date.
Then, take a selfie to complete the verification.
To speed up the registration process, you can also scan your ID to automatically fill out the form. This is only possible if the document contains data written in Latin characters. To do this, click the “Scan to fill automatically” button and scan the main page of your ID. The system will recognize the data automatically.

How to Use AliPay without a Phone Number?

You can bypass the phone number requirement by following these steps:

Register on SMSOTPVERIFY.com using an email address or via a social network, then deposit funds into your account balance.
Explore the side menu on the left. If you need to rent a virtual phone for a short period, stay on the “Receive SMS” tab.
Select the required country from the list and click the “Receive SMS” button next to the AliPay service icon.
Copy the number from the “History” section at the bottom of the page and use it for AliPay verification.
Go back to your SMSOTPVERIFY profile and click the “Buy SMS” button next to the number.
Enter the received code to verify your AliPay account.

This method ensures you can complete the AliPay registration process without compromising your personal phone number.

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