How to Create Payby Account without a Phone Number

Posted on 09/11/24 11:54 am

How to Create Payby Account without a Phone Number

What is Payby?

According to its Apple Store page, Payby is an Abu Dhabi-based fintech company offering payment solutions with a strong focus on security, leveraging fingerprint recognition technology to secure transactions. However, this is just one aspect of Payby’s ecosystem.

Payby unites a range of solutions in its mobile app and website to simplify e-commerce, allowing users to make and accept payments effortlessly. Here’s a detailed look at Payby’s offerings and how the ecosystem works.

Payby Product Categories

Payby offers two main product groups: Business and Payments.

Payments Solutions

  1. In-store QR Payments: Payby supports QR payments in partner stores, often with discounts.
  2. Online Fingerprint Payments: A top-tier solution for secure online payments compatible with many retail and e-commerce platforms like Magento and WooCommerce.
  3. Instant Transfers: Fast transfers secured with high-level processing protocols. Users must link a bank card to their Payby account.
  4. Split Payments: Ideal for restaurant or store checkouts, allowing users to share a QR code or payment link to split costs with friends or family.
  5. Apple Pay Integration: Enables payments via a linked Apple account, along with a prepaid virtual card option from Botim.
  6. Union Pay International Card Support: Users can link a UPI card for QR payments and Tap & Pay options in partner stores.
  7. Cash Gifts: Users can send and organize group cash gifts, selecting the amount and recipients.

Payby for Business

Payby’s business offerings are designed for physical merchants:

  • Smart POS: A smart point-of-sale device with AI-enhanced security and QR scanning.
  • Smart Box: A compact device that enables QR code scanning from a customer’s phone, connecting easily to existing terminals.
  • Smart Code: Small signage or stickers with scannable QR codes, ideal for restaurant and salon tables.

Payby is available on Google Play, the App Store, App Gallery, and BOTIM, allowing anyone to register for a Payby wallet, although detailed information is required.

Creating a Payby Account

To register, Payby requests a mobile number and KYC verification with a valid ID, as required by UAE Central Bank regulations. Verified accounts have higher limits for holding and transferring funds. Payby relies on AI, encryption, and user-confirmed processes to secure transactions, though some users may still prefer added anonymity.

Using Virtual Phone Numbers for Payby Registration

Virtual numbers are a great option for anonymous registration on Payby. These internet-based numbers allow you to sign up without using your personal phone number. SMSOTPVERIFY offers virtual phone numbers from over 150 countries that can receive SMS from over 1000 platforms, including Payby.

Here’s how to use a virtual number from SMSOTPVERIFY for Payby registration:

  1. Visit the SMSOTPVERIFY website and create an account.
  2. Log in and top up your balance.
  3. Select the country and Payby as the service.
  4. Find the purchased number in your “History” section.
  5. Download the Payby app and enter the virtual number during registration.
  6. Return to SMSOTPVERIFY and click “Receive SMS” next to your number.
  7. Enter the code from SMSOTPVERIFY to complete your account setup.

This approach enables you to access Payby’s features while enhancing your privacy.

Back to Blog

Recent Posts

Telegram