How to Use GoPayz e-Wallet App without a Phone Number

Posted on 26/05/26 12:00 pm

GoPayz e-wallet offers one-stop access to your daily expenses, secure transaction management, and even provisions for investing in one platform to manage all your essential financial tools and services. Operating from Malaysia, it helps you keep track of your expenses and seamlessly transfer your funds.

Launched in July 2019, GoPayz offers a broad spectrum of affordable and inclusive services. Upon registering a GoPayz account, you can manage your finances confidently through an easy-to-navigate interface. The platform includes various features, which are covered below alongside its signup requirements.

What is GoPayz?

GoPayz Features

GoPayz serves many customer needs, from transactions and asset protection plans to investment opportunities and day-to-day lifestyle features. It allows for managing local and international fund transfers and currency conversions in collaboration with MaxMoney. You can also request house delivery of foreign currencies.

The application also offers investment avenues with a minimum monthly allocation of RM100 towards unit trusts on FSMOne, one of Malaysia’s largest online unit trust platforms. Additionally, GoPayz has numerous card options powered by Visa, Mastercard, and UnionPay.

This service is further extended with ATM access and adherence to Bank Negara Malaysia’s security protocols. Notably, GoPayz e-wallet integrates NFC technology for contactless payments, which makes it stand out in the Malaysian market.

Accessibility is a key feature of GoPayz, as it is open to both Malaysian nationals and expatriate workers. The platform requires mandatory personal identity verification. It offers two account tiers: a Basic Wallet with a cap of RM2999 and a Premium Wallet with a higher limit of RM5000.

GoPayz Integrations

GoPayz partners with various applications, making it convenient for users to pay utilities, reload mobile credits, order food, and shop online. The platform also encourages charity donations and fulfilling Zakat obligations within certain Malaysian regions.

GoPayz Wallet App

GoPayz Login: How to Start Using the App

To register, you need to complete KYC (Know Your Customer) protocols and upload a valid government-issued ID for verification. Acceptable documents include MyKad for locals, MyPR cards for permanent residents, and foreign passports for international users. This step is crucial for ensuring the security of your account.

Verification Requirements

GoPayz asks for a phone number for validation, ongoing communication, and account security. Once you choose a plan and top up your balance, you will be able to use all of the app's services.

Phone Numbers and Privacy Concerns

Giving out your mobile number when registering for online services like GoPayz can compromise your privacy. The mobile number may be exposed to spam, stolen for identity theft, or even unlawfully tracked by the e-wallet app or third parties.

If privacy is a concern, SMSOTPVerify can help. This vendor provides one-time numbers for verification in over 2,000 apps. This minimizes the amount of personal data shared, as your number is not directly exposed to the service.

How to Create a GoPayz Account Without a Phone Number?

Services like GoPayz typically require a phone number for verification during registration. However, using one-time phone numbers from SMSOTPVerify for this e-wallet app provides an extra layer of protection, even though it raises some practical issues.

These numbers are designed for one-time use, meaning your personal phone number is not exposed. This limits the risk of unwanted communications and potential data breaches where personal information could be compromised. Additionally, you will be able to register for the app even if you are outside Malaysia.

However, this method may cause complications if you need to recover your GoPayz account in the future, so make sure you can access your account easily at any time. Aside from that, you can use the service without any problems, as the wallet won't notice any difference.

Virtual Phone Number

If you want to purchase and use a temporary phone number, follow this guide:

Log in to your account at smsotpverify.com.
Go to the “Top Up My Balance” page and make a deposit.
Click “Buy SMS,” then select Malaysia as the country and GoPayz as the service.
Find your phone number in the “History” section.
Enter the phone number when prompted in the GoPayz app and request an SMS.
Go back to your SMSOTPVerify profile and click “Get SMS.”
Enter the OTP (One-Time Password) to complete your GoPayz registration.

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