How to Use Palawan Pay App without a Phone Number

Posted on 01/12/24 12:21 pm

Mobile financial operations became easier for millions of Filipinos thanks to the Palawan Pay app. Primarily, it’s related to digital cross-border transactions and payment options. But the registration requirements dictate that you have to provide a Philippine mobile number to pass verification.

What can you do if you don’t want to compromise your actual mobile phone number? Or if you don’t have an active Philippine SIM at hand? Let’s check it further after acknowledging this Philippine app’s core features.

What is Palawan Pay?

What is Palawan Pay? Main Features, Cash In, and Cash Out

So, what is Palawan Pay? PalawanPay is a Philippine remittance app and e-wallet founded by the notable Philippine pawn-broking company Palawan Pawnshop. The parent company has been on the market since 1985 and has expanded its services to money remittance, insurance, and more. All financial operations are regulated by the Bangko Sentral ng Pilipinas.

Released just two years ago, in 2022, the PalawanPay app quickly became a magic wand for millions of Filipinos, especially those in need of online money transfer functionality. The app was in high demand during the COVID-19 pandemic. Thanks to its features, students studying overseas weren’t left without allowances from their parents, while Filipinos working in other cities were able to keep supporting their families in village areas with money remittances. The app’s functionality turned out to be very useful. As for money transfers, Palawan Pay enables transactions with other digital wallets, banks, and banking apps, while transfers to other Palawan Pay app users are free of charge.

PalawanPay App

Apart from the remittance services, the main functionality of the app includes:

Utilizing Pera Padala pawn-broking services, which allows users to take a mobile load.
Paying bills. Using the app, you can pay for household utilities and other services.
Paying for online and offline purchases via QR in authorized outlets. Palawan Pay is a QRPH-compliant app, which brings many benefits to Filipinos, such as more convenience, safety, and accessibility compared to payments by a bank card and even more so compared to cash.

Why Does the Palawan Pay App Stand Out?

One of the app’s best features is that users can top up their wallet balance not only digitally but also through physical branches. To cash in and cash out, the Palawan Pay app maintains thousands of branches across the country where users can cash out without limits. Moreover, you can do the same using any Pera Padala branch. For Php100.99 and below, the fee is as low as Php2.

Additionally, Palawan Pay has partners outside of the branches—in Luzon, Visayas, and Mindanao—which makes the procedures of replenishment and withdrawal even easier. However, in this case, you will have to pay a fee for each transaction.

What’s more, Palawan Pay account holders are in greater favor than users of other banking apps, since, along with conventional branches, Palawan Pawnshop maintains physical customer service. It means that if you have any queries about transactions within your Palawan Pay account, you can visit a customer service agent for a live consultation.

For those who prefer digital communication, you can connect to the 24/7 online customer service hotline or reach out to them via Facebook Messenger.

Palawan Pay: Registration Tips

Honestly, there’s nothing difficult when it comes to the question “How to use Palawan Pay?” The registration procedure is very similar to setting up an account in many other modern apps, but here is a quick guide:

After installing the app on your smartphone, you will be required to agree to the terms and services.
Fill in your account name and password.
To receive a verification code, enter your mobile phone number in the appropriate field and submit the code.
During registration, you will be asked to provide a valid ID. For basic account holders, a verification selfie is also required.

After that, you will gain access to the Palawan Pay app’s functionality, including money remittances, pawn-broking services, and more. Gladly, the interface is quite intuitive and user-friendly.

The difficulty may arise if you don’t have a Philippine mobile number or aren’t ready to share it with the app due to privacy concerns. However, in such cases, a lucky solution would be to obtain a temporary phone number with the Philippines dialing code. How can you do this, and what are temporary virtual numbers? Let’s learn more in the next section.

Virtual Phone Number for the Palawan Pay Registration

Virtual phone numbers are auto-generated tools that allow users to receive OTPs when they are unable to use an actual phone number or don’t want to submit it. This is a very practical solution for phone number verification, such as when you need to verify a Palawan Pay account. Moreover, it saves time and eliminates hassle if you need to access any platform or service that is not accessible from your region. Using a robust VPN and a temporary phone number, you can change your virtual location to any country you need.

Consequently, powered by virtual software with no connection to geolocation or physical devices, virtual phone numbers grant internet users enhanced privacy and anonymity. This means that the service you're registering for cannot trace the number back to an end user.

smsotpverify supports virtual phone numbers for rent and one-time use to pass verification in 3000+ services. As for the dialing codes, you can choose from 190+ countries.

Is it expensive to purchase such a number? No, it costs as little as $0.16 per number (for disposable numbers), depending on the service where you plan to register.

How to Buy a Virtual Number for Palawan Pay Registration with smsotpverify

To buy a one-time use virtual number for a Palawan Pay account with smsotpverify, do the following:

Join smsotpverify.com via social media.
Top up your balance in any convenient way, including a bank transfer or supported payment systems.
On the homepage, choose the service (PalawanPay) and the country (Philippines).
Below, find the received virtual number in ‘History’ and submit it to the digital wallet app.
To request a verification code, go to your smsotpverify account and click ‘Get SMS’ near the number.
Apply the code to finalize mobile phone verification.

Back to Blog